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Homebusiness credit5 Small Business Credit Cards With Lounge Access

5 Small Business Credit Cards With Lounge Access

Summary Business credit cards with lounge access offer premium perks like lounge access and free checked bags with a high annual fee.
The Delta SkyMiles Reserve Business Card provides lounge access and benefits that are ideal for Delta frequent flyers.
The U.S. Bank Altitude World Elite Mastercard offers affordable membership access with 5x points rewards and Priority Pass lounges access.
Business credit cards with lounge access provide several benefits, including complimentary access to airport lounges, upscaled rewards, priority check-in and boarding, and free checked bags. These credit cards generally have a high annual fee. However, people trying to offset the cost by taking advantage of most perks can greatly benefit.
This article highlights five small business credit cards that are generally suitable for frequent travelers and business owners and come with extraordinary benefits. Data is retrieved from NeedWallet and Fit Small Business.
5 Delta SkyMiles Reserve Business American Express Card
Annual fee: $650
Item Description Rewards Up to 3x points Lounge access Delta Sky Clubs and The Centurion Lounge or Escape Lounge – The Centurion Studio Partner Other benefits Complimentary access to Delta Sky Club
Loyal members of Delta Air Lines and its partners will surely enjoy this credit card, which generally requires a good or an excellent credit score to apply. This card provides various benefits, including premium travel perks and a lucrative welcome bonus for new customers. Customers are not charged foreign transaction fees, saving an additional few percent when using the card abroad.
Photo: LukeandKarla.Travel | Shutterstock
The Delta SkyMiles Reserve Business Card holders receive complimentary access to Delta Sky Clubs, The Centurion Lounge, or Escape Lounge. Two potential drawbacks for customers include a high annual fee of $650 and no offer of balance transfers. As such, the card is particularly ideal for frequent flyers of Delta Air Lines and its partners.
Related How To Spend Delta Air Lines SkyMiles Spending miles on flights is the most common way to use SkyMiles, here’s what you need to know.
4 Capital One Venture X Business Credit Card
Annual fee: $395
Item Description Rewards Up to 10x points Lounge access Two complimentary visits to Capital One Lounges and Partner Lounge Network Other benefits Complimentary access
One of the leading business cards for Limited Liability Companies (LLCs), the Capital One Venture card has a reasonable annual fee for individual customers. The card is ideal for customers with complimentary Capital One Lounges and Priority Pass access. Up to two guests can enjoy the lounge benefits with the primary cardholder.
Photo: Capital One
A downside may be that the card requires customers to pay their balances in full each month. In other words, a minimum payment option is not available. Customers earn up to 10x miles in select purchases with no preset spending limit. Interested in booking through Capital One Travel? Get a $300 annual travel credit. Moreover, new customers receive up to 75,000 bonus miles if they spend $4,000 using the card in the first three months.
3 United Club Business Card
Annual fee: $450
Item Description Rewards Up to 2x points Lounge access All United Club locations and participating Star Alliance-affiliated lounges worldwide Other benefits Complimentary access to United Club locations
Do you travel frequently with United Airlines and its affiliates? This card might be for you because it allows access to all United Club locations and participating Star Alliance lounges worldwide. The card also offers complimentary first and second checked bags for the cardholder and one companion. Earning up to 2x rewards also becomes easy with the United Club Business Card.
Photo: JJava Designs | Shutterstock
A credit card requires a good or an excellent credit score to apply. A $450 annual fee applies to cardholders. There is no 0% introductory period on purchases and balance transfers, which may be a downside.
Related 6 Ways To Access The United Club Lounge Passengers have several ways to access United’s lounges in the US and globally.
2 U.S. Bank Business Altitude Connect World Elite Mastercard
Annual fee: $95 (waived for first year)
Item Description Rewards Up to 5x points Lounge access Priority Pass Digital annual membership: More than 1,300 VIP lounges worldwide Other benefits Low annual fee with premium access
With an annual fee of just $95, it is one of the most attractive cards for lounge access. The US Bank Business Altitude Connect World Elite Mastercard has the fee waived for the first year, and customers can divide eligible purchases into equal monthly payments.
Photo: Hawaiian Airlines
Cardholders can access over 1,300 VIP lounges globally through the Priority Pass membership. A $0 foreign transaction fee allows worry-free expenditure when traveling abroad. Cardholders can enjoy 60,000 welcome points when spending $6,000 in the first six months of account opening. Ongoing rewards allow up to 5x points for each dollar spent on select purchases.
Related Are Priority Pass Lounges Usually Crowded? Priority Pass offers access to over 1,500 lounges worldwide
1 American Express Business Platinum Card
Annual fee: $695
Item Description Rewards Up to 5x points Lounge access American Express Global Lounge Collection access: Over 1,400 airport lounges Other benefits High credit limit
The card with one of the highest annual fees is particularly beneficial for frequent flyers of American Airlines and its affiliates. Cardholders enjoy access to over 1,400 airport lounges in the American Express Global Lounge Collection. Other luxury travel perks, such as fee credits and upgrade status to Marriott Bonvoy and Hilton Honors, are included.
Photo: American Airlines
Reward schemes, rebates, and up to 5x points on purchases easily make up for the high annual fee. Cardholders get over $1,000 in statement credit when purchasing through Dell Technologies, Indeed, Adobe, and phone service providers. It is the ideal card for business owners and business travelers who are likely to take advantage of most of the perks.
Related SkyTeam Launches Its 1st Branded South American Lounge SkyTeam has opened a new lounge in Santiago de Chile.
What are your thoughts on the business cards that provide access to a wide range of airport lounges worldwide? Do you own any of these cards? Share your experience in the comments section.

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