Jeremiah Smith’s achievements go beyond being the most impactful freshman wide receiver in recent memory.
The 19-year-old Ohio State sensation is also among a handful of players at his age ever to get permanent total disability insurance (PTD) to protect himself against a career-ending injury, CBS Sports has learned.
Taken out by the family before the College Football Playoff, the policy not only protects Smith in the event of a football injury but in everyday life for the term of the coverage.


