How do I cancel credit cards without hurting my credit score?

A Mississippi man is facing backlash after he admitted to stealing thousands of dollars from his son’s savings account.
Christian, a 28-year-old postal worker from Biloxi, appeared on the Oct. 29 episode of Financial Audit, a podcast hosted by financial advisor Caleb Hammer in which a weekly guest gets grilled on their personal finances — often with a heavy dose of tough love.
In the episode, Christian admitted that he paid for a number of family trips — to places including Disney World and the Bahamas — on credit cards, but then decided he didn’t want to pay the high interest rates on the loans.
He said he then “raided” his 4-year-old son’s savings account, which contained “$8K-$10K,” to pay off the credit cards immediately. He noted that a portion of the money in the account had come from friends and relatives who intended that the money be used for the child’s future.
“I figured I valued building memories with him and taking him on experiences — it was worth it,” Christian said during the conversation, also stating that he viewed the money as “a zero percent loan.”
“I figured he’s 3, 4 now. He won’t know,” he continued, adding that he plans to pay back the money before his son is grown — while also admitting that he has already racked up more credit card debt.
Never miss a story — sign up for PEOPLE’s free daily newsletter to stay up-to-date on the best of what PEOPLE has to offer​​, from celebrity news to compelling human interest stories.
Christian said he made the decision without telling his wife.
“She doesn’t approve. I didn’t ask for her permission before I did it,” he explained. He also noted that his wife recently rejoined the military to help their family pay off their roughly $90,000 worth of debt.
Commenters on the episode were quick to share their thoughts on Christian’s decision to use money meant for his son.
“The way I GASPED when he said $8-10K in the kid’s account, and he took it all,” one person said.
“Like stealing candy from a baby. Except you’re stealing from your literal baby,” another person added.
Someone else called the interview a “wake-up call.”
“This man is scary. He has the same job as me, makes the same amount of money and has the same vice,” the person said. “The only difference is that I don’t have a wife and child. This video feels like a massive wake-up call. Thank you.”
The PEOPLE Puzzler crossword is here! How quickly can you solve it? Play now!