Amex Business Credit Card Welcome Offers

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
The American Express® Business Gold Card and The Business Platinum Card® from American Express currently feature increased welcome bonus offers — and they’re as high as we’ve ever seen.
You’ll need a small business to qualify, but you might already have one without realizing it. Freelance work and independent contractor gigs can make you eligible for small business credit cards. Plus, there’s little risk in walking through an Amex business card application; Amex will let you know whether you qualify for an offer before your credit is pulled.
If you have any interest in earning enough Amex points to fly almost anywhere in the world, these American Express cards are worth a closer look.
American Express® Business Gold Card
CNBC Select Rating
4.8
On the American Express site
CNBC Select Rating
4.8
On the American Express site
Credit score
Excellent
Regular APR
17.74% – 28.49% variable
Annual fee
$375
Welcome bonus
You may be eligible for as high as 200,000 Membership Rewards® Points
See rates and fees, terms apply. Read our Amex Business Gold review. American Express® Business Gold Card Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $15,000 on eligible purchases within the first 3 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. If you’re approved and accept your offer, a credit check may be conducted, which could impact your credit score. Terms apply.
The American Express Business Gold Card maximizes spending with flexible bonus reward categories based on where your business spends the most.
Earn up to $545 in credits every year for eligible business purchases
Generous bonus rewards categories with high spending caps
Earns flexible rewards you can transfer to 20 airline and hotel loyalty programs
High annual fee
Statement credit offers are earned on a monthly basis and only apply to specific purchases
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com or the Amex Travel App™ using your Business Gold Card.*
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
*Terms Apply
See Rates & Fees
Balance transfer fee
N/A
Foreign transaction fee
None
The Business Platinum Card® from American Express
CNBC Select Rating
5.0
On the American Express site
CNBC Select Rating
5.0
On the American Express site
Spotlight
The Business Platinum Card from American Express’ welcome bonus is one of the most valuable offers available right now.
Credit score
Good to Excellent
Regular APR
17.74% – 28.49% Variable
Annual fee
$895
Welcome bonus
You may be eligible for as high as 300,000 Membership Rewards® Points
See rates and fees, terms apply. Read our Amex Business Platinum review. The Business Platinum Card® from American Express Welcome Offer: To view your personalized offer, you must first submit an application. If approved, you will: (1) receive your Welcome Offer details, (2) have the option to accept the Card with that offer, (3) be required to spend $20,000 on eligible purchases within the first 3 months of Card Membership, and (4) earn Membership Rewards® points. Welcome offers vary and you may not be eligible for an offer. If you’re approved and accept your offer, a credit check may be conducted, which could impact your credit score. Terms apply.
The Business Platinum Card from American Express is a premium business card loaded with statement credit offers for business services and travel that help justify its steep annual fee.
Access to 1,550 airport lounges, including Priority Pass (Enrollment required) and Amex Centurion lounges
Hotel and rental car elite status perks
Earns flexible rewards you can transfer to 20+ airline and hotel loyalty programs (Enrollment required for select benefits mentioned; Benefits may be subject to auto-renewal)
High annual fee
Limited bonus spending categories
Some statement credit offers are earned in small increments or only apply to purchases from a single brand
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
Make the Business Platinum Card® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
5X points on flights and prepaid hotels on AmexTravel.com
1X points on other eligible purchases
Terms Apply.
See Rates & Fees
Amex Business Gold and Amex Business Platinum bonuses
The Amex Business Gold and Amex Business Platinum cards both feature welcome offers with