Wyoming is the state with the highest average monthly premium cost for Medicare Advantage in 2025, according to the information website medicareadvantage.com.
Florida has the cheapest average monthly premium cost of Medicare Advantage Prescription Drug Plans (MAPDs), also known as Medicare Part C.
Newsweek contacted the press offices of Wyoming Governor Mark Gordon and Florida Governor Ron DeSantis via email for comment.
Why It Matters
Medicare costs for 2025 were forecast to increase, while four in 10 Americans were found to have medical debt in 2024, according to research by KFF.
More than 65 million Americans rely on the program for their health insurance, with a significant proportion of those being seniors facing retirement, or who are unable to work.
What to Know
According to medicareadvantage.com, the national average cost of a Medicare Part C plan in 2025 is $11.02 a month.
Wyoming, South Dakota and Montana each have average premium rates for the plan at $42 or more per month, while in Texas, Rhode Island, Florida and Nevada, the average premium is less than $5 per month, the data from medicareadvantage.com shows.
Medicare Part C plans are privately covered by insurance companies rather than the government, but they offer the same benefits as Original Medicare, including additions like prescription drug coverage, according to medicareadvantage.com.
It attributed factors like local cost of living, competition among insurance carriers, supplemental benefits that are offered by the plan and the quality of the plan’s coverage as possible reasons for the differences in premiums between states.
States offering the highest quality of Medicare Part C, according to medicareadvantage.com, included Wyoming, South Dakota and Montana, as well as Iowa and West Virginia.
Connecticut and Nevada are states providing the lowest quality of care in relation to Medicare Part C, and both had monthly premiums below the national average.
As Medicare costs were forecast to increase this year, the standard monthly Medicare Part B premium is now up $10.30 from 2024, costing $185 per month.
However, for Medicare Part C, monthly premium costs were expected to drop on average by 6.75 percent in 2025, according to Investopedia.
What People Are Saying
Dr. Boris Vabson, a member of the research faculty at Harvard Medical School, told Newsweek:
Map Shows States With Highest Medicare Costs for 2025
