Student Loans Didn’t Stop Me From Achieving My Homeownership Dreams, Thanks to This Federal Program

For many families with low incomes, the path to homeownership feels like an elusive dream, obstructed by seemingly insurmountable barriers such as insufficient savings, lack of credit history, and low wages which simply cannot meet the high costs of living and current inflation levels.
Things have only got more difficult since student loan payments resumed last year for millions of borrowers across the country. Pursuing higher education, once a pathway to better job prospects and higher wages, has now become an additional barrier for low-income families striving to build wealth.
I know this struggle all too well. After graduating high school and having my first child, I pursued a career in education, first obtaining a certificate in child care and then earning my bachelor’s degree. I took out $12,000 in loans to help pay for my degree. I’ve been making payments toward my loans for years. But with interest rates so high I now owe almost $30,000.
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