Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street. Markets: The S & P 500 reversed lower Thursday afternoon on concerns about credit stress in the banking industry. The latest issue came up when regional bank Zions revealed plans late Wednesday to write off $50 million to cover two loans. Shares of Zions dropped nearly 12% on Thursday. In sympathy, Capital One , one of the nation’s largest credit card issuers, dropped more than 6%, and Wells Fargo, known for its consumer banking division, tumbled roughly 3%. Capital One and Wells Fargo are both holdings in the Club portfolio. Market concerns about U.S.-China trade tensions and the government shutdown simmered as well. Industrials: New share distribution details were out Thursday in DuPont ‘s spinoff of Qnity Electronics and Honeywell’s spinoff of Solstice Advanced Materials. First, DuPont shareholders of record as of Oct. 22 will receive one share of Qnity for every two shares of DuPont on Nov. 1. Qnity and DuPont will begin trading as separate stocks on Nov. 3. Qnity’s ticker symbol will be
