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Comprehensive and collision auto insurance policies will protect your vehicle in different ways. Getty Images
Auto insurance coverage comes in many forms, and what you’ll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types include comprehensive coverage and collision coverage. And while both can offer much-needed protection for your car and pocketbook, they aren’t one and the same — nor are they both necessary in every situation.
Are you unsure which type of coverage you should choose for your car insurance policy? Below, we’ll detail what you need to know.
Start by getting a free price quote for both insurance types here.
Comprehensive vs. collision auto insurance
There are many types of car insurance coverages you can choose from. Generally speaking, though, the only one that is legally required is liability coverage, which covers the bills if someone else is hurt or another person’s property or vehicle is damaged in a collision you cause.
But many drivers opt for collision and comprehensive coverage, too. These are coverages designed to protect your own property and vehicle in the event of an incident (not those of others, as liability coverage does).
Comprehensive vs. collision auto insurance: What’s the difference?
