Discover it Student Cash Back vs. Capital One Savor Rewards for Students

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase. You can also check out our list of best credit cards for alternative options.
The Discover it® Student Cash Back and Capital One Savor Student Cash Rewards Credit Card are some of the top student credit cards with no annual fees and competitive rewards programs. While both cards can generate decent value, they differ in how you earn those rewards.
If you’re considering which of these student cards is the better fit, CNBC Select reviews each card’s strengths and what to consider before selecting.
CNBC Select Rating
4.8
Credit score
Limited to FairNone–670
Regular APR
18.99% – 28.99% variable
Annual fee
$0
Welcome bonus
Early Spend Bonus: Earn $50
Terms apply.
The Capital One Savor Student Cash Rewards Credit Card is a card designed for students with rewards rates that match many of the top cash-back credit cards.
High cash-back rates for common student expenses, such as groceries, dining and entertainment
No annual fee
No foreign transaction fees
High APR
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
Build your credit with responsible card use
Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you
Balance transfer fee
4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Discover cards are currently not available on CNBC Select. Click