Flagstar Bank Q3 earnings benefit from lower expenses, growth in C&I loans
Oct. 24, 2025 7:46 AM ETFlagstar Bank, National Association (FLG) StockBy : Liz Kiesche, SA News Editor
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Flagstar Bank N.A. (NYSE:FLG) slightly adjusted the low end of its 2025 earnings guidance as it reduced expectations for noninterest income. Meanwhile, Q3 earnings met the Wall Street consensus, helped by lower expenses and provision for credit losses.
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Flagstar lowered its 2025 guidance for adjusted loss per share and noninterest income, but reaffirmed long-term EPS outlook.
Strong growth in commercial and industrial lending, higher net interest margin, reduced problem loans and commercial real estate exposure, and lower expenses helped Flagstar meet consensus expectations.
Total loans and leases decreased slightly, deposits fell marginally, while commercial and industrial loans rose notably due to growth in specialized and commercial banking segments.
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Flagstar Bank Q3 earnings benefit from lower expenses, growth in C&I loans
