We’re headed into February and next set of Social Security Disability Insurance payments will be heading out to recipients soon. Now that the 2.5% COLA boost has been in effect for a month now, beneficiaries likely know how much they should receive each month. If you were just approved for SSDI or you don’t know when to expect your payment, we have you covered down below.
The Social Security Administration sends monthly payments to people who have a disability that stops or limits their ability to work. Depending on the situation of the individual, others may qualify and can apply for SSDI as well.
For more, here’s what you can do if you’re last payment never arrived, and here’s the Supplemental Security Income payment schedule.
Payment schedule if you’ve had SSDI since May 1997 or earlier
If you started getting SSDI before May 1997, you’d usually receive your payment on the third day of every month. Note that this isn’t always the case, like when the third day falls on a weekend or holiday. This past March was such a month, and SSDI recipients received their payments two days earlier, on the first day of the month.
For everyone else, payments are birth date-dependent
If you began receiving SSDI after May 1997, then your payment date is determined by the day of the month you were born. Payments are typically paid out on the second, third and fourth Wednesday of the month. Which Wednesday you get your check breaks down like this:
Birthdate between Social Security check date 1 and 10 of the month Second Wednesday of the month 11 and 20 of the month Third Wednesday of the month 21 and 31 of the month Fourth Wednesday of the month
When you’ll get your SSDI payment for February
Here’s when your SSDI payment should arrive this month:
If you’ve received Social Security before May 1997 Feb. 3 If your birthday falls between day 1 and 10 of the month Feb. 12 If your birthday falls between day 11 and 20 of the month Feb. 19 If your birthday falls between day 21 and 31 of the month Feb. 26
Will the 2025 COLA affect my payment?
Probably, but it depends. The COLA for 2025 introduces a 2.5% increase in monthly benefit checks, but exactly how much of an increase will depend on several factors. Any monthly income, how long you’ve received benefits and what type of benefit you receive can result in a different payment increase. Recipients should have received their COLA notice sometime in December with specific details on their case. A COLA of 2.5% will add about $48 to the average benefits check.
For more, don’t miss four ways you could lose your Social Security benefits and how to apply for SSI.
Social Security Disability Insurance February 2025: Here’s When You’ll Get Paid
