Generation X has slowed down its spending more than any other generation, as children, parents and debt make increasing demands on their softening income.
A recent report from Bank of America showed Gen X spending grew by 0.1% in August, the lowest increase of any generation. Throughout 2025, credit and debit card spending by Gen Xers, born between 1965 and 1980, has fallen below that of Millennials and Gen Z.
Gen Xers’ slowed spending could be the result of decelerating wages this year. According to Bank of America, this generation is seeing their wages cool faster than any other age group.
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