Health insurance premium rates rose this year, and the growing costs of health services and prescriptions are expected to push up premium rates again next year.
In 2025, family health insurance premiums through employer-sponsored plans rose by 6%, or $1,408, from last year, according to a recent report from KFF, a nonpartisan healthcare research organization. The average worker is paying $6,850 out of their paycheck annually for family coverage. Premiums rose by 7% in both 2023 and 2024.
Employers reported earlier this year that they plan to shift even more health care costs to their workers in 2026. Many employers say this shift is intended to offset increases in health care expenses and the use of high-cost drugs, such as GLP-1s. Experts also say that some actions taken by the Trump administration, such as potential tariffs on prescription drugs and Medicare cuts, could lead to higher medicine prices.
Your Health Insurance Bill May Surge Again in 2026. Here’s Why Costs Keep Rising
